Enter any four variables to calculate the fifth variable.  
Initial investment
Monthly contribution
Assumed average annual return*
Years to invest
Future value
  Your contributions are credited at the beginning of each month.  
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* If not held in tax-deferred plan, use after-tax rate of return.

The information derived from this tool is for illustrative purposes only and must not be regarded as a promise, projection or estimate of actual investment performance. Results are based on your inputs and certain hypothetical assumptions may have been made based on information you provided. The purpose of the tool is not to predict future returns, but to be used as an educational tool. You should not rely on this tool as the sole source of making any financial decisions. Contact your tax advisor regarding the tax impact of any decision regarding potential savings strategies. You may also contact TIAA-CREF at 800 842-2252.
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